How to Care for Money Tree Plants Efficiently?

How to Care for Money Tree Plants
13 min reading time

Welcome to our comprehensive guide on how to care for money tree plants. Whether you’re a seasoned plant parent or a beginner, this guide will help you provide the essential care your money tree needs to thrive. In this article, we’ll cover everything from the basics of money tree plant care to advanced techniques such as propagating your plant for new growth.

Money tree plants are a beautiful addition to any space, with their glossy leaves and braided trunks. With proper care, your money tree will bring life and good fortune to your home or office. So, let’s dive into the world of how to care for money tree plants and learn how to keep your plant healthy and thriving.

Choosing the Right Location

Money tree plants require bright but indirect light to thrive. It’s important to find the best location in your home for your plant to receive the optimal amount of light. Here are some tips to keep in mind when selecting the perfect spot:

LocationLight Requirements
Near a North-facing windowLow to medium light
Near an East-facing windowBright, indirect light in the morning
Near a West-facing windowBright, indirect light in the afternoon
Near a South-facing windowBright, indirect light all day

If you don’t have a window that provides enough light, consider using artificial light sources, such as fluorescent lights. Keep the lights on for at least 6 hours a day, but avoid exposing the plant to direct sunlight for extended periods, as it can cause leaf scorching and damage.

In addition to light, ensure that the temperature in the room is consistent to maintain the best growing conditions for your money tree plant. Avoid placing the plant near drafty windows or doors, as it can cause dryness and damage to the foliage.

How to Care for Money Tree Plants: Watering

Proper watering is crucial for the health and longevity of your money tree plant. Water your plant when the top 1-2 inches of soil feel dry to the touch. Ensure you use filtered or room temperature water as cold or hot water can shock and harm the roots.

When watering, use enough water to soak the soil thoroughly, but avoid overwatering as the roots can rot in soggy soil. Make sure there is proper drainage in the pot, and remove any excess water from the saucer after watering to prevent standing water.

As a general rule of thumb, water your money tree plant every 7-10 days, adjusting the frequency as necessary based on factors such as humidity, temperature, and the amount of light the plant receives.

Signs your Money Tree Plant Needs Water

Signs that indicate your money tree plant needs water include:

  • Wilting or drooping of leaves
  • Yellowing or browning of leaves
  • Dry soil
  • Slow growth

When you notice any of these signs, it’s time to give your money tree plant a good drink of water.

Remember, proper watering plays a crucial role in the health and beauty of your money tree plant, so be sure to pay attention to its watering needs and adjust your routine accordingly.

Humidity and Temperature Considerations

Money tree plants are native to tropical regions and require moderate humidity levels and temperatures to thrive. Here’s what you need to know to create the ideal environment for your plant:

Humidity for Money Tree Plants

While money trees can tolerate lower humidity levels, they prefer an environment with moderate humidity. To increase humidity levels, try these tips:

  • Group your plants together: Placing your money tree plant near other houseplants can help maintain humidity levels.
  • Mist your plant: Use a spray bottle to mist your money tree leaves regularly.
  • Use a humidifier: Consider using a humidifier to regulate the humidity levels in your home.

Temperature for Money Tree Plants

Money tree plants grow best in temperatures between 60-75°F. Avoid exposing your plant to extreme temperature fluctuations or drafts. Here’s how you can ensure the right temperature range for your money tree:

Temperature Considerations for Money Tree PlantsSolutions
Avoiding cold drafts in winterPlace your plant in an area away from drafty windows or doors.
Preventing overheating in summerKeep your money tree out of direct sunlight and move it to a cooler spot in your home if necessary.

By providing the right humidity and temperature for your money tree plant, you can help it thrive and achieve robust growth. Incorporate these tips into your care routine, and soon you’ll enjoy a healthy and vibrant money tree plant.

Fertilizing Your Money Tree Plant

Providing proper nutrients is essential for your money tree plant to thrive. The right type of fertilizer and application frequency can significantly impact the growth and appearance of your plant. Let’s take a closer look at the nutrient requirements of your money tree plant and fertilizing techniques.

The best type of fertilizer for your money tree is a balanced, water-soluble formula. Look for a fertilizer with an N-P-K ratio of 3-1-2 or 2-1-2. Nitrogen (N) promotes healthy foliage growth, phosphorus (P) supports root development, and potassium (K) enhances overall plant health.

Fertilize your money tree once a month during the growing season, from spring to fall. Avoid fertilizing during the winter months when the plant is dormant. Use a diluted solution of fertilizer, following the package directions, to prevent overfertilization, which can damage your plant.

Pay attention to the signs that your money tree needs fertilizer. If the leaves turn yellow or the growth rate slows down, your plant may be nutrient deficient. Conversely, too much fertilizer can cause leaf burn or interfere with flowering and fruiting (if applicable).

Nutrient requirements for fertilizing money tree plant

NutrientRoleDeficiency symptoms
Nitrogen (N)Promotes foliage growthYellowing and stunted growth of leaves
Phosphorus (P)Supports root developmentPoor root growth and stunted plants
Potassium (K)Enhances overall plant healthWilting and brown edges of leaves

Remember to fertilize your money tree plant as part of a comprehensive care routine, which includes proper lighting, watering, and pruning. By providing the necessary nutrients, you can promote healthy growth and a vibrant appearance for your money tree.

Pruning and Shaping Your Money Tree Plant

How to Care for Money Tree Plants

Pruning and shaping your money tree plant is essential for maintaining its size and shape and promoting healthy growth. Proper pruning helps your plant to develop a fuller appearance and allows you to remove any dead or yellowing leaves, which can detract from the visual appeal of your plant. Follow these simple guidelines to prune and shape your money tree plant effectively.

Tools You Will Need

  • Sharp, clean pruning shears
  • Clean, damp cloth for wiping pruning shears
  • A pot of room temperature water for placing cuttings

When to Prune Your Money Tree Plant?

The best time to prune your money tree is in the spring and summer when it is actively growing. Avoid pruning during the winter months when your plant is dormant. Pay attention to your plant’s growth habits, and only prune as necessary to maintain its shape and appearance.

Techniques for Pruning Your Money Tree Plant

There are two main techniques for pruning your money tree plant: leaf pruning and stem pruning.

Leaf Pruning

Leaf pruning involves carefully removing individual leaves from your plant. This technique is useful for removing yellowing or dead leaves, which can be unsightly and detract from the overall appearance of your plant.

Note: Be sure to use sharp pruning shears to avoid crushing or tearing the leaves, which can lead to infection and disease.

Stem Pruning

Stem pruning involves removing entire stems or branches from your plant. This technique is useful for controlling the size and shape of your money tree. To remove a stem or branch, locate the point where it meets the main trunk and use sharp pruning shears to make a clean, angled cut. Prune selectively, and avoid removing too much foliage at once, which can shock your plant.

Shaping Your Money Tree Plant

Shaping your money tree plant involves training its growth pattern to create a specific look or form. There are various shaping techniques you can use to achieve different effects, such as braiding the trunks or encouraging branching for a fuller appearance.


Braiding involves intertwining the stems of your money tree plant to create a braided effect. This technique works best when your plant is young and the stems are still flexible. To braid your money tree, gently wrap the stems around each other and secure them in place with a twist tie or ribbon. As the stems grow, they will fuse together, creating a unique and attractive braided look.

Encouraging Branching

Encouraging branching involves pruning your money tree plant in a way that promotes the growth of lateral branches. To encourage branching, locate the point where you want the new branches to emerge and make a clean cut just above a leaf node. This will redirect the plant’s energy towards the new branches, promoting fuller growth over time.

Dealing with Common Pests and Diseases

Money tree plants can be susceptible to pests and diseases, but with proper care and attention, you can prevent and address these issues effectively.

Common Money Tree Plant Pests

Some of the most common pests that may infest money tree plants include:

Spider mitesSmall, red or black mites that spin webs on the leaves. They can cause leaf drop and discoloration.Use a neem oil or insecticidal soap spray to treat. Ensure to cover all the leaves and stems thoroughly with the solution.
MealybugsSmall, white, cottony insects that cling to the leaves and stems. They can cause stunted growth and yellowing of the foliage.Use a cotton ball dipped in rubbing alcohol to wipe the mealybugs off the leaves and stems. You can also use an insecticidal soap to spray the foliage and stems.
Scale insectsSmall, brown, oval-shaped insects that form a hard, protective shell on the stems and underside of leaves. They can cause yellowing and leaf drop.Use a soft-bristled brush dipped in rubbing alcohol to remove the scales from the leaves and stems. Alternatively, you can use an insecticidal soap treatment.

Common Money Tree Plant Diseases

Some of the most common diseases that may affect money tree plants include:

  • Rhizoctonia root rot: A fungal disease that causes yellowing and wilting of the leaves, and root decay. Overwatering and poor drainage can lead to this disease.
  • Leaf spot: A fungal disease that causes brown or black spots on the foliage. Poor air circulation and overwatering can lead to this disease.

If you notice any signs of disease, it’s important to isolate the infected plant from other plants to prevent the spread of the disease. Remove any infected leaves or branches and treat with a fungicide according to the package instructions.

Regularly inspecting your money tree plant and implementing preventive measures can help keep pests and diseases at bay. Remember to avoid overwatering and ensure proper drainage to promote a healthy environment for your plant.

Propagating Money Tree Plants

Propagating money tree plants can be an enjoyable and rewarding experience, allowing you to multiply your plant collection and share the good fortune with others. The most common way to propagate a money tree is through stem cuttings, but air layering can also be successful.

Stem Cutting Method:

The stem cutting method involves taking a cutting from the parent plant and encouraging it to grow its roots in water or soil. Follow these simple steps:

  1. Select a healthy stem with at least one leaf. Make sure the stem is at least six inches long and has no signs of damage or disease.
  2. Cut the stem at a 45-degree angle using a sharp, sterilized knife or scissors. Make sure the stem cutting is long enough to be submerged in water or soil.
  3. If rooting in water, place the cutting in a jar filled with water. Change the water every few days. Once roots have grown to about 2 inches, transfer the cutting to a pot filled with fresh potting soil and continue to care for it as usual.
  4. If rooting in soil, dip the end of the cutting in rooting hormone powder and place it into a pot filled with fresh potting soil. Water the soil to saturate it and keep it consistently moist until roots have formed and new growth appears.

Air Layering Method:

Air layering is a more complex method of propagation that involves creating a new root system on an existing branch. Follow these steps:

  1. Select a healthy stem with at least one leaf, and make a cut halfway through the stem about 6 inches from the tip.
  2. Wrap the cut area with moist sphagnum moss and cover with plastic wrap. Secure the plastic wrap with tape.
  3. Wait for roots to grow through the moss, which should take a few weeks to a few months.
  4. Cut the rooted portion from the parent plant and plant it in fresh soil in a pot.

Remember to provide consistent care and attention to your new money tree plant to ensure it thrives in its new environment.


Caring for your money tree plant can seem daunting at first, but it doesn’t have to be. By following the tips outlined in this guide, you can ensure that your money tree thrives and brings a touch of nature indoors. From selecting the right location to providing adequate nutrients and pruning techniques, you can create an optimal environment for your plant to grow.


How often should I water my money tree plant?

It’s best to water your money tree plant when the top inch of soil feels dry to the touch. Stick your finger into the soil to check the moisture level. Avoid overwatering, as it can lead to root rot.

What kind of light does a money tree plant need?

Money tree plants thrive in bright, indirect light. Place your plant near a window that receives filtered sunlight throughout the day. Avoid direct sunlight, as it can scorch the leaves.

How do I prune my money tree plant?

To prune your money tree plant, use clean and sharp pruning shears. Remove any dead or yellowing leaves by cutting them close to the base of the stem. You can also shape your plant by trimming back long stems or encouraging branching.

What are the common pests that can affect my money tree plant?

Common pests that can infest money tree plants include spider mites, aphids, and mealybugs. Regularly inspect your plant for any signs of infestation, such as webbing or sticky residue on the leaves. Treat affected areas with insecticidal soap or wipe them off with a damp cloth.

Can I propagate my money tree plant?

Yes, you can propagate your money tree plant through stem cuttings or air layering. To propagate through stem cuttings, take a healthy stem with a few leaves and place it in water or moist soil until roots develop. Air layering involves creating a wound on the stem and wrapping it with moist moss or rooting hormone.

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